Never let an important renewal slip.

Keep contracts, policies and documents in one calm place. Anchrd tells you when it is time to act, so you can compare, cancel or renew with everything to hand.

No bank connection. No account in the app. Your data stays on your iPhone or iPad and in your own private iCloud.

Download on the App Store

Free to start on iPhone and iPad, iOS and iPadOS 26 or later.

Know what is due, what it costs, and what you signed.

Ten agreements on one device: the renewal that needs a decision this week, the contract behind it, and what the year adds up to.

Anchrd Overview. Monthly outgoings of 352.29 pounds, 4,227.51 pounds a year across ten active contracts, a coloured bar splitting that spend by category, then a card for Home Insurance with Aviva at 27.40 pounds a month reading Review renewal with 3 days left, and a Spending by category list below.

Every renewal, seen coming.

Overview opens on what the month costs and what the year adds up to, then the one renewal that needs a decision, with the days left on it. Everything else waits quietly underneath.

A Car Insurance contract with Admiral. A Renewal Readiness checklist shows price, policy reference, contact details and end date recorded, with the policy document and notice period still to add.

The whole contract, not just the date.

Each agreement keeps its price, policy reference, contact details, documents and notice period together. Renewal Readiness tells you what is still missing before the day arrives.

Insights. Annual cost of 4,227 pounds across ten active plans, the most expensive being energy at 142 pounds a month, and a bar chart of spending by category.

What it all adds up to.

142 pounds a month on energy alone

Insights turns the list into a yearly total, an average per plan and a spend by category, so the conversation about what to cut starts with numbers.

The Contracts list, grouped by category: Home Insurance with Aviva due in 3 days, Car Insurance with Admiral due in 12 days, then Broadband, each with its cost, billing period and a colour-coded due date.

Your agreements, quietly organised.

Contracts are grouped by category, each with its cost, billing period and a colour-coded due date. Search, filter and freeze the ones you have paused.

  1. Add it

    Scan a document, pick a file or a photo, or type it in. On an Apple Intelligence iPhone or iPad with Pro, Smart Scan fills the form for you, entirely on the device.

  2. Set the rule

    Tell Anchrd the end date and the notice period. You choose how far ahead you want warning; nothing is guessed.

  3. Get told in time

    A reminder arrives before the decision, not after the payment, with the policy number, documents and last price already to hand.

Now on iPad.

The same vault, laid out for the bigger screen. The sidebar keeps every category to hand while the Overview shows what is due, what it costs and what is coming up together.

Anchrd on iPad: the Overview beside the sidebar
Made for iPad, at no extra cost. One app, both devices.

What happens at renewal time.

Most apps tell you a payment went out. Anchrd works backwards from the deadline, so you hear about it while there is still a choice.

  1. Time to compare

    Notice period opens

    Your own reminder lands as the notice window opens. Compare quotes, or decide to stick, without pressure.

  2. The nudge

    14 days out
    Your Home Insurance with Aviva renews in 14 days. Tap to review your options.

    Delivered on your device. Prices and policy numbers never appear on the lock screen.

  3. Already decided

    Renewal day

    Cancel, switch or renew, with everything about the contract in one place. Then Anchrd rolls the date forward and starts watching again.

Private by design.

Anchrd has no accounts, no analytics and no servers of ours to send anything to. Your contracts and documents live on your iPhone or iPad and, if you turn it on, in your own private iCloud, which we cannot read. The only thing we ever hold is the email address you give us on this page, and only for the emails it promises. Read the privacy policy

Free to start. Pro when the household grows.

No trial that quietly converts. Free stays free, and Pro is a plain subscription or a single payment. Prices are for the UK App Store.

Free

£0

  • Up to 10 contracts
  • Renewal reminders, with an option to hide details from your lock screen
  • Password-protected backup export and import
  • Sync between your own devices through your private iCloud

Anchrd Pro

£1.99a month

or £14.99 a year

  • Unlimited contracts
  • Household profiles: contracts for the people you look after, plus a combined view
  • Renewal advice for common UK household bills: when to haggle, switch or stick
  • Smart Scan: add a contract straight from a photo or PDF (needs an Apple Intelligence capable iPhone or iPad)

Launch offer. Founder Lifetime is £34.99 once, for all of Pro, forever.

The Anchrd mark: two long bars and one short lit bar against the right edge.

Made by Griffentek.

Anchrd is built by Griffentek, a small independent studio in the UK. There is no funding round to satisfy and no growth team to feed, which is why there are no accounts, no analytics and no servers of ours: the app does not need your data to work, so it never takes it. Questions and ideas go to hello@anchrdapp.com, and a person replies.

Questions people ask.

Is it iPhone and iPad only?

Yes. Anchrd is a native iPhone and iPad app for iOS and iPadOS 26 or later. One purchase covers both. There is no Android or web version, and no plan to build one.

Why iOS 26?

Smart Scan reads documents with Apple's on-device models, which arrived with iOS 26. Rather than ship a weaker app to older devices, Anchrd needs 26 for everything.

What happens when I get a new phone?

Turn on iCloud sync and your contracts follow you to the new device through your own private iCloud. Or export a password-protected backup and import it on the new device. Anchrd cannot recover a lost backup password.

Does it connect to my bank?

No. Anchrd never sees a bank account, card or transaction. You enter what you pay, or scan the document that says so.

Can I track a partner's or parent's contracts too?

Yes, with Anchrd Pro. Household profiles keep each person's agreements separate, with a combined view of what the whole household pays. Profiles live on your device; they are not shared accounts.

What does the free version leave out?

Free covers up to 10 contracts with reminders, iCloud sync and encrypted backups. Pro adds unlimited contracts, household profiles, renewal advice and Smart Scan.

Will Smart Scan work on my device?

Smart Scan needs an iPhone or iPad that supports Apple Intelligence and an Anchrd Pro plan. On other devices the scan still saves the document and you fill in the details by hand.

Tips and product news, occasionally.

How to get more from Anchrd, and what's new. Nothing else, and every email has a one-click unsubscribe.

Questions or ideas?

We read everything. Get in touch and a human will reply.

Email us